Upcoming Events


CU App Store Presents the Upcoming Webinar:

Which CECL Model Should You Use? 

 Choosing the right model for CECL is crucial. Which one works best for your loan products and your data set? Joseph Breeden, author of Living with CECL: The Modeling Dictionary andLiving with CECL: Mortgage Modeling Alternatives, will present the model performance comparisons, considerations, and possible solutions.
The models considered go from the simplest “spreadsheet” methods to the most complex statistical techniques. Although no one will be surprised that the most advanced methods perform best, we will discuss the trade-offs in accuracy, complexity, and the need to include Q-factors as you move across the modeling spectrum.


Wednesday, September 12, 12:00 pm – 1:00 pm CDT

Register: http://info.onapproach.com/which-cecl-model-should-you-use-webinar


Joe Breeden - Webinar.jpg

Joseph Breeden, COO and Chief Scientist, Deep Future Analytics, LLC; Founder, Prescient Models, LLC 

Breeden brings more than 20 years of experience leading financial institutions through financial modeling, allowing clients to achieve real understanding of portfolio dynamics for retail lending where those problems originated. 
Previously he was co-founder of Strategic Analytic, where he led the design of advanced analytic solutions including the invention of Dual-time Dynamics. Dr. Breeden has created financial models through the Mexican Peso Crisis, Asian Economic Crisis, 2001 Global Recession, Hong Kong SARS Recession, US Mortgage Crisis, and the Global Financial Crisis. These crises have provided Dr. Breeden with a rare perspective on crisis management and the analytics needs of executives for strategic decision-making. He currently serves as associate editor for the Journal of Risk Model Validation.

About Deep Future Analytics
Deep Future Analytics brings advance predictive analytics to Credit Unions and Community Banks. We apply the power of the latest advances in modeling techniques and data pooling to your institution, and surpass the state of the art of many of the larger banks that are using legacy systems and out dated models.

Your Credit Union Beyond 2020: Top 7 Drivers of Success

Making Data Science Actionable

In today’s world, where the data is available in abundance, resorting to analytics has become a necessity for credit unions. Most of them are doing one or other kind of analytics. However, the success of these efforts is determined by the process followed from analytics to actions. A beautiful looking dashboard might not be enough to drive business actions. What is required is a thorough process of creating information from analytics leading to develop insights that are truly actionable and measurable. Given the complexities and challenges of data world, it is also the time to adopt something more powerful like predictive models to lead actions. This session will cover the following:

– The Explosion of Data
– Need for Analytics
– A(nalytics) to A (ction) Curve
– Predictive Analytics – A Step Ahead
– Case Studies


Monday, September 10, 1:00pm CST

Register: https://www.cu-rise.com/s01w03oa

Check back soon or sign up for email updates to discover upcoming webinars. Visit https://www.onapproach.com/webinars-presentations/ to view recordings of past webinars.


Visit http://www.axficonference.com/ for updates on the 2019 AXFI Conference.