OnApproach is a Credit Union Service Organization (CUSO) that focuses on providing credit unions with the power to use data as a competitive advantage both independently and cooperatively. With OnApproach, credit unions can now harness the value of Big Data through integration and predictive analytics. This deeper understanding of data allows credit unions to discover vital trends in member behavior, resulting in improved financial performance, reduced risk, and enriched relationships with members. Read More…

OnApproach recently announced it has achieved a Microsoft Silver competency, demonstrating its ability to meet Microsoft Corp. customers’ evolving needs in today’s dynamic business environment. To earn a Microsoft Silver competency, partners must successfully demonstrate expertise through rigorous exams, culminating in Microsoft certifications. And to ensure the highest quality of services, Microsoft requires customer references for successful implementation and customer satisfaction.
OnApproach M360™ Enterprise is a collaborative, multi-sided, Analytic Data Model (ADM) solution that enables credit unions to integrate all of their data into a single source of truth.


OnApproach M360™ Enterprise is a true industry standard data model because it is core and ancillary system agnostic. OnApproach M360™ Enterprise enables employees at all levels of the organization to use information and analytics to increase efficiencies, manage risk, increase sales and profitability, and enrich relationships with members.



  • Users can access the OnApproach Applications Market where credit unions and industry vendors can contribute reporting & analytic applications, which can be purchased by, or shared with other credit unions.
  • Credit unions can securely pool their data into collaborative industry pools that are used to run predictive analytic models for predicting next best product, association analysis, personalized marketing, discovery of pricing opportunities, and much more.

Our reporting process is changing as we move from manually driven data extracts and lots of spreadsheets to on-demand reporting. All of the summary and detail information they need to make decisions is in one location. This is a game changer for us.

– Keith Malbrue, CIO, Affinity Plus FCU

We utilize the OnApproach M360™ software solution to seamlessly integrate data from our core system with two other ancillary product databases. The integrated data, made available through OnApproach M360™, enabled us to have a member-centric view of our data, from which we developed a long-desired member loyalty program.

– Brian G. Sherrick, President, Ideal Credit Union

The new watchword in business is ‘Big Data.’ OnApproach allows us to not just collect data, but analyze the information in different formats so we can see the usage and profitability trends among our products. These insights can give us a competitive advantage in the marketplace and, more importantly, insure we’re providing the type of products and services our members need – and use.

– Bob Teachworth, President & CEO, Denali Alaskan

Unlimited Possibilities: Relationship Marketing Using MCIF 2.0

In a 24/7 world where data about your customer or member is generated at an almost unimaginable rate, it is important to find solutions that provide a complete picture of your customers at the click of the mouse.


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(763) 557-7118